It’s that time of year again here in Georgia. The time of year when everything gets a nice yellowish – green coating. All of the beautiful trees and flowers that many of just saw in Augusta at the Masters Tournament come at a price. Itchy eyes, scratchy throats and warnings to stay in doors abound. [...]
Archive for April, 2010
The Power of a Snowflake
Posted in Banking, Credit/Debt, Investments, Savings, tagged compounding, credit card bill, credit card debt, Georgia, Masters, snowflake on April 12, 2010 | Leave a Comment »
What to Do with My Inherited IRA – Part II
Posted in Credit/Debt, Education, Estate Planning, Home Ownership, Investments, Retirement, Savings, Taxes, tagged bankruptcy, debt, financial assets, inherited IRA, IRA, mortgage payment, student loans, tax return on April 7, 2010 | 9 Comments »
In my last blog I was discussing the issues that Lucy had related to an IRA she inherited from her father who passed away recently and what she should do with this new-found wealth. I also discussed the financial challenges she had because she was unemployed for the past year, had two children going to college, [...]
Finding Resources for Financial Education
Posted in Education, tagged financial education, financial planner, Junior Achievement, legacy planning on April 6, 2010 | Leave a Comment »
While it is true that some of the financial strife over the last couple of years was caused by fraud, much of it came from incomplete understanding of personal finance. Adults do not understand many of the financial services they are using. Financial professionals do not understand many of the financial services they are designing [...]
Give a Man a Fish, You Feed Him for Today; Give a Man a 401(k)…
Posted in Employment, Investments, Retirement, Savings, tagged 401(k), 403(b), Congress, planning, regulation, Retirement on April 5, 2010 | Leave a Comment »
It seems to me a lot of the conversations these days about ‘reform’ are really more of a way to get people to act a certain way, invest a certain way, or own a certain product, rather than promoting ideas that solve the underlying problems. Regulating behavior, rather than teaching how to fend for oneself. [...]
Planning Your Wedding, Avoid the Financial Hangover
Posted in Education, tagged marriage, wedding, wedding budget, wedding planning on April 2, 2010 | 5 Comments »
We are heading into wedding season and many people are already neck deep in the wedding planning process. Then again, some are just beginning to plan a wedding for this time next year. One thing I have noticed is that more and more brides and grooms are choosing to pay for their own weddings. People [...]