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	<title>Comments on: Is Budgeting Worth It?</title>
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		<title>By: A More Conscious Approach to Spending &#171; All Things Financial Planning Blog</title>
		<link>http://blog.fpaforfinancialplanning.org/2010/06/25/is-budgeting-worth-it/#comment-1637</link>
		<dc:creator><![CDATA[A More Conscious Approach to Spending &#171; All Things Financial Planning Blog]]></dc:creator>
		<pubDate>Fri, 08 Oct 2010 14:32:21 +0000</pubDate>
		<guid isPermaLink="false">http://blog.fpaforfinancialplanning.org/?p=939#comment-1637</guid>
		<description><![CDATA[[...] face the same decisions about how to prioritize spending, how much to spend and how much to save. While it does not pay to track every penny, each household must recognize there is a finite amount of income flowing in the door each month [...]]]></description>
		<content:encoded><![CDATA[<p>[...] face the same decisions about how to prioritize spending, how much to spend and how much to save. While it does not pay to track every penny, each household must recognize there is a finite amount of income flowing in the door each month [...]</p>
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		<title>By: Is Budgeting Worth It? &#171; Beyond the Money</title>
		<link>http://blog.fpaforfinancialplanning.org/2010/06/25/is-budgeting-worth-it/#comment-1273</link>
		<dc:creator><![CDATA[Is Budgeting Worth It? &#171; Beyond the Money]]></dc:creator>
		<pubDate>Thu, 08 Jul 2010 18:45:00 +0000</pubDate>
		<guid isPermaLink="false">http://blog.fpaforfinancialplanning.org/?p=939#comment-1273</guid>
		<description><![CDATA[[...] This article was originally published at the Financial Planning Association&#8217;s All Things Financial Planning Blog. [...]]]></description>
		<content:encoded><![CDATA[<p>[...] This article was originally published at the Financial Planning Association&#8217;s All Things Financial Planning Blog. [...]</p>
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		<title>By: jdpitzl</title>
		<link>http://blog.fpaforfinancialplanning.org/2010/06/25/is-budgeting-worth-it/#comment-1219</link>
		<dc:creator><![CDATA[jdpitzl]]></dc:creator>
		<pubDate>Mon, 28 Jun 2010 19:42:27 +0000</pubDate>
		<guid isPermaLink="false">http://blog.fpaforfinancialplanning.org/?p=939#comment-1219</guid>
		<description><![CDATA[Please do! Check out the First Step system at www.firststepcashmanagement.com. There is a brief video (7-8 minutes) on the landing site that explains the concept. You can also subscribe to an interactive software through Money Quotient designed to use First Step collaboratively with your clients.

Best,
Joe]]></description>
		<content:encoded><![CDATA[<p>Please do! Check out the First Step system at <a href="http://www.firststepcashmanagement.com" rel="nofollow">http://www.firststepcashmanagement.com</a>. There is a brief video (7-8 minutes) on the landing site that explains the concept. You can also subscribe to an interactive software through Money Quotient designed to use First Step collaboratively with your clients.</p>
<p>Best,<br />
Joe</p>
]]></content:encoded>
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		<title>By: Andrew Platt</title>
		<link>http://blog.fpaforfinancialplanning.org/2010/06/25/is-budgeting-worth-it/#comment-1215</link>
		<dc:creator><![CDATA[Andrew Platt]]></dc:creator>
		<pubDate>Sun, 27 Jun 2010 12:21:04 +0000</pubDate>
		<guid isPermaLink="false">http://blog.fpaforfinancialplanning.org/?p=939#comment-1215</guid>
		<description><![CDATA[Great article. I am a CFP in the UK and will use these ideas with my clients if I may]]></description>
		<content:encoded><![CDATA[<p>Great article. I am a CFP in the UK and will use these ideas with my clients if I may</p>
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		<title>By: Brandon</title>
		<link>http://blog.fpaforfinancialplanning.org/2010/06/25/is-budgeting-worth-it/#comment-1210</link>
		<dc:creator><![CDATA[Brandon]]></dc:creator>
		<pubDate>Fri, 25 Jun 2010 20:19:24 +0000</pubDate>
		<guid isPermaLink="false">http://blog.fpaforfinancialplanning.org/?p=939#comment-1210</guid>
		<description><![CDATA[Good blog.  The concerns for automating and budgeting, I think, are linked into &quot;what if there&#039;s an emergency?&quot; So it&#039;s important to be able to tip into any of the buckets to cover what&#039;s missing from another one if you need to. 

&lt;a href=&quot;http://www.mycreditscore.com&quot; rel=&quot;nofollow&quot;&gt;Check your credit&lt;/a&gt;]]></description>
		<content:encoded><![CDATA[<p>Good blog.  The concerns for automating and budgeting, I think, are linked into &#8220;what if there&#8217;s an emergency?&#8221; So it&#8217;s important to be able to tip into any of the buckets to cover what&#8217;s missing from another one if you need to. </p>
<p><a href="http://www.mycreditscore.com" rel="nofollow">Check your credit</a></p>
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		<title>By: Tweets that mention Is Budgeting Worth It? « All Things Financial Planning Blog -- Topsy.com</title>
		<link>http://blog.fpaforfinancialplanning.org/2010/06/25/is-budgeting-worth-it/#comment-1208</link>
		<dc:creator><![CDATA[Tweets that mention Is Budgeting Worth It? « All Things Financial Planning Blog -- Topsy.com]]></dc:creator>
		<pubDate>Fri, 25 Jun 2010 18:21:25 +0000</pubDate>
		<guid isPermaLink="false">http://blog.fpaforfinancialplanning.org/?p=939#comment-1208</guid>
		<description><![CDATA[[...] This post was mentioned on Twitter by Shaun Murphy, Shane Matthews. Shane Matthews said: Is Budgeting Worth It?: Budgeting. The word itself makes most people cringe. The process of budgeting can be very ... http://bit.ly/adED9g [...]]]></description>
		<content:encoded><![CDATA[<p>[...] This post was mentioned on Twitter by Shaun Murphy, Shane Matthews. Shane Matthews said: Is Budgeting Worth It?: Budgeting. The word itself makes most people cringe. The process of budgeting can be very &#8230; <a href="http://bit.ly/adED9g" rel="nofollow">http://bit.ly/adED9g</a> [...]</p>
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