April is National Financial Literacy Month. In proclaiming National Financial Literacy Month, President Barack Obama wrote, “I call upon all Americans to observe this month with programs and activities to improve their understanding of financial principles and practices.” The Financial Planning Association and other organizations are supporting events and activities across the country to enhance financial education. [...]
Archive for April, 2011
I Have a Few Years of Tax Returns to File
Posted in Taxes, tagged credit reporting agencies, garnish, IRS, levy, lien, payment arrangement, repayment period, tax code, tax return, tax system, withholding allowances on April 12, 2011 | Leave a Comment »
Part 3 of 3 In my previous blogs, I introduced you to Willie who came to me with his box of tax information for many years asking me to assist him in getting the returns prepared and to figure out a game plan for his dilemma of not having filed tax returns for many years. At [...]
Check Your Umbrella for April Showers
Posted in Insurance, tagged financial plan, Liability Coverage, umbrella insurance policy on April 11, 2011 | Leave a Comment »
It’s the time of year we need to make sure we’re covered for unexpected rainfall before we head outdoors. That means packing an umbrella in the trunk in case the clear and sunny skies turn dark and dreary without notice. It is also a good time with the market rebound since 2009 to see if [...]
The Mortgage Payoff Question
Posted in Home Ownership, tagged capital, debt, equity, interest rate, investing, leverage, market volatility, mortgage payment, mortgage rates, refinance, risk tolerance, Savings, volatility on April 8, 2011 | 5 Comments »
Part 1 of 2 In my last post, I discussed that the use of debt can make sense for certain situations in life, but I have never had a debt-free client tell me they regret being debt-free. Many folks attempt to paint financial situations as completely black and white, largely based on their own personal [...]
Investing in the Stock Market…Or Not
Posted in Investments, tagged global stock markets, investment opportunities, Investments, Retirement, risk tolerance, Savings, security, stock market, volatility on April 6, 2011 | 3 Comments »
I inherited a client who is investing for retirement. Let’s call her Sue. Sue is in her late 60s and is getting fairly close to the time when she wants to cut back on working. Unfortunately, she has not been able to save as much as she needs. As a result, about four years ago [...]
A New American Dream
Posted in Home Ownership, tagged american dream, financial freedom, financial stability, Home Ownership, life change, mortgage interest deduction, rent, unemployment on April 5, 2011 | 3 Comments »
My traditional cherry grandfather clock now sits on a concrete floor against a brick wall. No it’s not in storage – it sits in my new home. Earlier this year, I sold my townhouse and have spent the last month moving into my new home; a 2-bedroom loft apartment with half the space I had [...]
Piece of the Pie
Posted in Goals, tagged “Movin’ on Up”, cash flow, Edward Wolff, financial goals, spending plan, The Jefferson’s, value, wealth on April 1, 2011 | Leave a Comment »
In the 70’s sitcom show The Jefferson’s, George and Louise Jefferson are an African-American family who move from a working class neighborhood in Queens to a luxury apartment on Manhattan’s Upper East Side. The shows‘s theme song “Movin’ on Up” proudly states that “We finally got a piece of the pie.” And what a big pie it [...]
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Bloggers
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Lee Baker, CFP®
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Rick Kahler, CFP®, MS
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Bonnie Hughes, CFP®
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Rick Miller, CFP®
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Tara Scottino, CFP®
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Robert Schmansky, CFP®
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Francis St. Onge, CFP®
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Karin Maloney Stifler, CFP®, AIF®
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Somnath Basu
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Jude Boudreaux, CFP®
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FPA Guest Blogger
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Sam Hull, CFP®, ACC
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Dave Caruso, CFP®
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John Comer, CFP®
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David Bergmann, CFP®
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Joe Pitzl, CFP®
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Chip Workman, CFP®
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Saundra Davis
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Gelasia Steed, CFP®
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Aaron Coates, CFP® CIMA
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Michael Snowdon, CFP®
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Pamela Sandy, CFP®
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Mike Branham, CFP®
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Edward W. Gjertsen II, CFP®
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Constance Stone, CFP®
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Andrew B. Chou, CFP®
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Mary Beth Storjohann, CFP®, CDFA
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Ara Oghoorian, CFA, CFP®
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