Over the past few months I have written several articles on this blog about what individuals need to do with respect to what the future will be like related to things like social security benefits and health care costs if there was a change in these programs as the Congress deals with the deficit and [...]
Archive for September, 2011
Why Stocks? Why Peas?
Posted in Investments, tagged allocation, CDs, investing, market volatility, money markets, small company stocks, stocks on September 12, 2011 | 1 Comment »
I get the feeling that for many investors who have been on the sidelines though the latest market volatility there has been an “I told you so” moment; when it comes to the advice planners give to invest. It’s true – they missed out on the nervousness, the rollercoaster ride, and the bad taste in [...]
‘Til Death Do You Part?
Posted in Credit/Debt, tagged community property states, Credit Card Act 2009, credit card debt, debt, estate, Fair Debt Collection Practices Act, mortgage debt, probate process, separate property, student loan debt on September 8, 2011 | Leave a Comment »
Thomas Jefferson’s heirs were forced to sell off much of his property to settle his inherited (and other) debt, even his beloved home, Monticello. As if it isn’t difficult enough to deal with excessive debt while we are living, many may wonder what happens to the “big black cloud” of debt when we pass away. [...]
Emergency, Emergency!
Posted in Disaster Planning, tagged emergency fund, foundational needs, goals, Insurance, Maslow’s Hierarchy, security needs on September 7, 2011 | 1 Comment »
No, we’re not talking about the state of the global economic environment, although that might be appropriate, too. Instead, I want to take a look at a key financial planning concept. In my experience, most people have little trouble understanding the advisability of saving for a goal, such as retirement. To a lesser degree, most [...]
A New Revenue Model – Many Banks Increasing Fees
Posted in Banking, tagged bank fees, Consumer Financial Protection Bureau, Dodd–Frank Wall Street Reform and Consumer Protection Act, financial crisis on September 6, 2011 | Leave a Comment »
It was not so long ago that consumers were lured to banks with the promise of free checking and lots of “rewards” to use the debit cards linked to those account. But, as Bob Hope sang – “Thanks for the memories.” With the financial crisis of 2008 resulting in new legislation signed into law under [...]
Are Your Adult Kids Mosquitoes, Leeches or Vampires?
Posted in Financial Planning, tagged Baby Boomers, echo boomer generation, financial well-being, Savings, spending plan on September 2, 2011 | 2 Comments »
According to a recent survey commissioned by the National Endowment for Financial Education (NEFE), nearly 60% of parents provide financial support to their adult children when they are no longer in school. So what do kids have in common with mosquitoes, leeches and vampires? They both can be draining. While one may want your blood, the other [...]
Finding a Financial Advisor Who Complements Your Style
Posted in Financial Planning, tagged delegators, do-it-yourselfers, fiduciary standard, financial advisor, financial future, financial planner, personal finance, suitability standard, validators on September 1, 2011 | 4 Comments »
To enjoy a successful financial advisory relationship, both the client and financial planner have expectations and styles that need to fit like a glove. This article is intended to help you identify your expectations, so you can match with an advisory style most beneficial to you. Advisors often profile prospective clients as “delegators,” “validators” or “do-it-yourselfers.” [...]
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Bloggers
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Lee Baker, CFP®
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Rick Kahler, CFP®, MS
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Bonnie Hughes, CFP®
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Rick Miller, CFP®
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Tara Scottino, CFP®
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Robert Schmansky, CFP®
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Francis St. Onge, CFP®
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Karin Maloney Stifler, CFP®, AIF®
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Somnath Basu
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FPA Guest Blogger
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Sam Hull, CFP®, ACC
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Dave Caruso, CFP®
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John Comer, CFP®
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David Bergmann, CFP®
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Joe Pitzl, CFP®
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Chip Workman, CFP®
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Saundra Davis
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Gelasia Steed, CFP®
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Aaron Coates, CFP® CIMA
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Michael Snowdon, CFP®
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Pamela Sandy, CFP®
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Mike Branham, CFP®
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Edward W. Gjertsen II, CFP®
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Constance Stone, CFP®
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Andrew B. Chou, CFP®
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Mary Beth Storjohann, CFP®, CDFA
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Ara Oghoorian, CFA, CFP®
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