Are you still searching for that “perfect present” for someone on your holiday shopping list? If the thought of wrapping up another gift card or Christmas tie leaves you uninspired, open your mind to these fresh gift ideas. There’s something here for every budget. College Education– Set up and contribute to a “529 college savings [...]
Archive for December, 2011
Perfect Last Minute Gift Ideas
Posted in Education, tagged best gifts, budget, charity, college, Education, financial planning, gift, gift ideas on December 22, 2011 | 3 Comments »
Financial Education – We Can All Play a Role
Posted in Education, tagged financial climate, financial decision-making, financial education, financial literacy, financial lives, investing, money, personal finance concepts, practical personal finance lessons on December 21, 2011 | 1 Comment »
Last month, I participated in Accounting for Kids Day in Cincinnati, Ohio. Accounting for Kids is a non-profit that seeks to help local school districts introduce personal finance concepts to children in a fun and engaging way. The morning largely consists of playing a stock market scenario game with elementary students using dice to produce [...]
Takeoffs and Landings at the 57th Fighter Group
Posted in Goals, tagged financial goals, goals, opportunity on December 19, 2011 | 2 Comments »
It’s the time of year when everyone gets together for holiday luncheons, dinners and other functions. I’ve always enjoyed this time of year personally. Everyone seems to be in a better mood. Greeting from perfect strangers are a lot friendlier. The excitement from children anticipating Christmas is almost palpable. As I sat down for dinner [...]
Our Desire to Get Rich – Quick
Posted in Investments, tagged inflation, Investments, portfolio, stock market on December 15, 2011 | 1 Comment »
Perhaps it is the time of the year with gift giving and wishes for a happy and prosperous new year, but I sense it is the all-American desire of getting rich – quick. In the past month or so, I have been inundated with emails and news items about making more money in a short period [...]
Is Real Estate a Good Investment Today?
Posted in Home Ownership, tagged diversification, investing, market volatility, real estate, real estate investment trusts, real estate mutual fund on December 12, 2011 | 2 Comments »
With market volatility and real estate prices where they are today, many are wondering, “Should I invest in real estate?” Real estate can add dimension and diversification to a portfolio. It can provide an asset that should grow with inflation as the costs of materials increase; it can also provide an income stream that also [...]
This Holiday Season, Ignore the Relatives
Posted in Values, tagged budget, decisions, holiday spending, portfolio, Predictably Irrational, success, traditions, value on December 9, 2011 | Leave a Comment »
‘Tis the season to gather and celebrate with friends and family. Each year, old traditions are remembered and new traditions are made. We reconnect with those we see often and long-lost relatives alike. Reliability has become an evasive event in the busy world we live in today. In the craziness and uncertainty of our day-to-day [...]
“That’s Too Much!”
Posted in Spending, tagged holiday season, spending, stress, Wheel of Life on December 8, 2011 | 1 Comment »
So Black Friday is behind us and the rush to the final holiday season of 2011 is in full swing. I wish I could just disconnect from all of the hustle and bustle of this time of year but the fact is, even though I don’t give gifts (you knew this already right?) I am [...]
Consider This Before Holiday Spending
Posted in Spending, tagged Black Friday, consumerism, Cyber Monday, holiday spending, Prosperity Without Growth, Small Business Saturday, Tim Jackson on December 6, 2011 | 2 Comments »
“We have been persuaded to…… Spend money we don’t have On things we don’t need To create impressions that won’t last On people we don’t care about” Tim Jackson~ Black Friday has come and gone. Cyber Monday deals are over. We have already seen the news reports of the many people who opted to camp [...]
How to Give Like a Billionaire
Posted in Charitable & Planned Giving, tagged Bill Gates, Charitable Remainder Trust, donations, donor-advised fund, Giving Pledge, Private Foundation, tax benefits, Warren Buffet on December 5, 2011 | Leave a Comment »
Legendary investor Warren Buffet and billionaire entrepreneur Bill Gates created the “Giving Pledge” in 2010. The Pledge was a way to encourage the wealthiest individuals and families (read: billionaires) in the U.S. to give away a majority of their wealth to charities either during their lifetime or at death. Buffet’s and Gate’s passionate call for compassion has [...]
The European Union Blues: Why You Need to Know What’s Going On!
Posted in Credit/Debt, tagged bankruptcy, bond, Euro, Europe, European economics, European Union, interest rates, Maastricht Treaty, recession, sovereign debt, U.S. stock markets on December 2, 2011 | Leave a Comment »
When an individual or corporation owes more money than can be paid back, they can declare bankruptcy. But what happens when a country like Greece owes more than it can pay? Can a country go bankrupt? There has been a lot of negative news emanating from Europe which has had a direct impact on U.S. stock [...]