It’s time to get the checklist out again as we start a new year. You’re hearing this from a checklist fanatic. I’m always afraid that somewhere down the road I will drop the ball on something which is why I try to follow the logic of the book titled The Checklist Manifesto by Atul Gawande that [...]
Archive for January, 2012
10 Things to Do in 2012!
Posted in Financial Planning, tagged budget, credit report, insurance review, refinancing, resolutions, risk, Taxes, will on January 30, 2012 | 2 Comments »
Falling Behind on Retirement: What Would Tim Tebow Do?
Posted in Retirement, tagged Baby Boomers, challenges, financial goals, Tim Tebow on January 26, 2012 | Leave a Comment »
Have you ever considered football as a metaphor for life? Over life stages or quarters, players with different jobs and strengths work together, and share moments of pain and glory. Why? To triumph over adversity and “win”. To win at life or football takes gut-busting hard work at each stage of the game. But the pressure [...]
What Are Those Census Numbers All About?
Posted in Savings, tagged Census Bureau, financial resources, future lifestyle on January 24, 2012 | Leave a Comment »
The other day the news headlines included a note that said the average life of men and women in 2010 was 2 years more than what it was in 2000. That got my attention for several reasons: That suggested I would have the opportunity to enjoy an extra 2 years on this great earth. Yes, [...]
Mapping Your Financial Future
Posted in Goals, tagged financial map, financial outlooks, investment concepts, models on January 23, 2012 | Leave a Comment »
We live in a world that likes to make models. We’re obsessed with economists modeling what inflation may be, how weather patterns will emerge, and we may use them in creating financial outlooks. When you think about economists and weather reporters, do you have a gut feeling they are generally accurate, or not so much? [...]
Finding Support to Keep Your Resolutions
Posted in Goals, tagged goals, resolutions, routine, self-motivation, structure, support on January 18, 2012 | Leave a Comment »
Last night during strength training class, our leader, Lori, wanted us to know that she would whip us into shape. “No breaks,” she said. “I can see your stomach sagging, suck it up.” When she was sure we were struggling to continue she would announce, “Just 25 more.” The more experienced participants knew that just 25 more [...]
The College Funding Surprise
Posted in Education, tagged 529 plan, college planning, tuition, savings goal, scholarships on January 16, 2012 | 8 Comments »
Much has been written in this space and many others about the ins and outs and ups and downs of college planning. Information is available virtually everywhere, but typically the searching is being done years too late. Doing research into how much you need to save for college when you’re shopping for high school graduation announcements [...]
Get Off the Roller Coaster
Posted in Investments, tagged business decisions, financial gain, investing, logic, risks, stock market, valuation on January 13, 2012 | 1 Comment »
The past 12 months perfectly captured the proverbial roller coaster of the stock market. It went up and down, it zigged and it zagged, and it ultimately came to rest very close to where it started. Each time we started to climb out of a valley, we experienced something to get excited about – a [...]
“Start-itis”
Posted in Goals, tagged asset protection, financial goals, financial life, intentions on January 12, 2012 | Leave a Comment »
Maybe it’s not a word, or even a real disorder but I’m telling you it is TRUE…I have “start-itis.” You may know (or even have) the symptoms: some new idea or thing catches your attention and from all appearances is EXACTLY what you were looking for. So, you leap right in with vigor and your [...]