I think just about everyone has heard about eBay and PayPal. It wasn’t too long ago that DVDs were sold to teach people how to make money on eBay. Many people have created small businesses or supplemented their incomes by selling things on eBay’s online market and the financial transactions are most often processed through [...]
Archive for the ‘Banking’ Category
PayPal Policies You Need to Know
Posted in Banking, tagged Bill Me Later, eBay, Payflow Gateway, PayPal, PayPal global payment service on October 3, 2011 | Leave a Comment »
A New Revenue Model – Many Banks Increasing Fees
Posted in Banking, tagged bank fees, Consumer Financial Protection Bureau, Dodd–Frank Wall Street Reform and Consumer Protection Act, financial crisis on September 6, 2011 | Leave a Comment »
It was not so long ago that consumers were lured to banks with the promise of free checking and lots of “rewards” to use the debit cards linked to those account. But, as Bob Hope sang – “Thanks for the memories.” With the financial crisis of 2008 resulting in new legislation signed into law under [...]
To Automate or Not? That is the Question…
Posted in Banking, tagged automatic payments, bill pay service, financial habits, interest, interest payment, principal balance, Savings on April 14, 2011 | 1 Comment »
What do most health and financial experts agree is the best way to lose weight or build savings? Automate your activities! Whether you are trying to stick to a diet (automate your meal plan) or save for retirement (auto savings and bill pay), most experts tell us to set up a system that we don’t have to [...]
Financial Beginnings – Taking Off
Posted in Banking, Budgeting, Estate Planning, Financial Planning, Investments, Retirement, Savings, tagged 401(k), 403(b), diversifiied, down market, financial behaviors, gambling, investors, mortgage, portfolio, Savings, speculating on August 9, 2010 | Leave a Comment »
This is the 3rd installation in a 3-part series This is the third and final blog in a series for those in the beginning stages their financial lives, and the pitfalls, learning, and strategies at each stage of starting out. Previously, I observed the potential for a lost generation of investors that I see mostly in [...]
Stop Treading Water & Save!
Posted in Banking, Charitable & Planned Giving, Credit/Debt, Investments, Retirement, Savings, tagged automatic transfers, CDs, charity, checking, income, IRAs, paycheck to paycheck, saving, stickk.com, treading water on May 10, 2010 | Leave a Comment »
At some point in our childhood, most of us get over the fear of drowning at the pool. Learning to tread water helps, but as we all know: it doesn’t get you anywhere! For me, incentive came from older friends who were already comfortable hanging out near the diving board at the deep end of [...]
Current Retirement Investment Options
Posted in Banking, Investments, Retirement, Savings, tagged American Recovery and Reinvestment Act, BAB, bonds, Build America Bond, financial lifecycle, investment portfolio, money market funds, securities, TIPS, Treasurey Department, Treasury Note on April 19, 2010 | 4 Comments »
There is heartening news for those of us in retirement or approaching it. There’s a new type of bond called the Build America Bond or BAB. The BAB, along with an older, but often ignored retirement investment, is viewed as positive developments for those saving for retirement. But before we jump into these investments, some [...]
Beating the Big Bank Bunch
Posted in Banking, Savings, tagged Banking, big banks, credit unions, financial counseling, financial institutions, financial planning, loan, Savings, service fees on April 15, 2010 | 2 Comments »
I don’t know about you, but I’m really angry at the way the big banks – Citicorp, Bank of America, Wells Fargo and the rest of the “Big Bank Bunch” that now control over 40 percent of the country’s total bank deposits and two-thirds of the credit cards – made so much profit out of [...]
Money Seasons – How Can We Get More Summer in Our Lives?
Posted in Banking, Employment, Investments, Medical & Health Issues, Retirement, Savings, tagged financial goals, financial house, personal finances, saving, summer on April 14, 2010 | Leave a Comment »
Is it winter, spring, summer or fall in your financial house? Following the solstice and assuming residence in the northern hemisphere, winter officially ended March 20 just after lunch and we’ll get to summer June 21 as we sit down to breakfast. Spring is that suspension bridge between the two. Some days are dark, wet and [...]
The Power of a Snowflake
Posted in Banking, Credit/Debt, Investments, Savings, tagged compounding, credit card bill, credit card debt, Georgia, Masters, snowflake on April 12, 2010 | Leave a Comment »
It’s that time of year again here in Georgia. The time of year when everything gets a nice yellowish – green coating. All of the beautiful trees and flowers that many of just saw in Augusta at the Masters Tournament come at a price. Itchy eyes, scratchy throats and warnings to stay in doors abound. [...]
Annual Fiscal Review: Spending
Posted in Banking, Employment, Home Ownership, Investments, Medical & Health Issues, Retirement, Savings, Taxes, tagged expenses, fiscal checkup, income, loans, Lusardi, mortgage, National Bureau of Economic Research, recession, Savings, Taxes on March 10, 2010 | 3 Comments »
The medical profession used to recommend that everyone have an annual physical. A physical can help identify many diseases in their early stages when you still feel healthy. Most people paid attention to that recommendation and had their body checked out to look for these early warning signs. Some people are also committed to an [...]