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Archive for the ‘Budgeting’ Category

I love to entertain, especially during the holidays while my Christmas tree is up and the house is warm and inviting. However, hosting parties can be expensive, and it is so easy to overspend on food and decorations. So tonight, I ventured out to Walmart on the night before Thanksgiving (not recommended!) to see if [...]

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Earlier this year I had the opportunity to introduce you to a couple that had just gotten engaged. I thought it might be a good idea to look in on Timmy and Lailah to see how things were coming along. I recently had the opportunity to spend some time talking to Timmy over lunch at [...]

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So how did you do? My January 7 blog post encouraged you to keep track of expenditures for the month of January. Found this too difficult as you battled with so many other New Year’s resolutions? Fine, we’ll make it less cumbersome.  For most, the word budget rings of restrictive spending, retentive calculating and in [...]

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As I sit here in the frozen tundra of Atlanta, my mind whirls from the events of the last few days and the week ahead. A murderous rampage in Arizona, a snow and ice storm that brings a great southern city to a standstill for an entire week, a memorial that rallied our country and [...]

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Cash Challenge

How much cash is in your pocket or purse right now? Go ahead, take a moment to check…just come back to finish reading. In my financial management classes I often teach the “envelope” system as a method to set and stick to a budget. Of course there are several easy methods to set up a [...]

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It’s here. One of the most important days of the year for the sports fan. Tonight of course, we will know who will be able to claim the title to college football’s national championship for the next year; and what school students, staff, alumni, and fans will be able to boast about their victory for [...]

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Really, how many of us actually keep our New Year’s resolutions? It’s a pretty easy number to wrap our brains around. Not many. If everyone kept their personal promises, we would be a nation of well nourished, physically fit, non-smoking citizens. So why isn’t this the case? How many of you actually think it’s a [...]

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I think most of us start each new year with the highest of hopes for being our best person going forward. We may have looked back and seen that we have not lived up to who we want to be and how we want to live. So, we thoughtfully resolve to be different in the [...]

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When talking with baby boomer clients about their biggest challenges in recent years, there’s no surprise that adult children are often near the top of the list. For many baby boomers, adult children can represent one of their biggest expenses. This can manifest itself through increased gifting, helping with mortgages, rent, child care or other [...]

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