The first three quarters of 2011 have proven, yet again, that we live in a world full of uncertainty. Stock markets have continued their roller coaster ride and world events continue to dominate the headlines. The fourth quarter of each year provides us numerous opportunities to celebrate accomplishments and reflect upon the various events that [...]
Archive for the ‘Employment’ Category
Open Enrollment Season
Posted in Employment, tagged beneficiary designations, disability insurance, employee benefits, health insurance, Health Savings Account, life insurance, open enrollment period, retirement plans, uncertainty on October 14, 2011 | Leave a Comment »
October Means Open Enrollment
Posted in Employment, tagged Affordable Care Act, COBRA coverage, employer benefits, group health insurance, life insurance, long-term disability insurance on October 5, 2011 | Leave a Comment »
Put on the coffee and roll up your sleeves! Deciding on employer benefit choices can be a daunting task, especially when the plans change from year-to-year. And continue to change they will! The Affordable Care Act signed last year phases in a variety of regulations over the next eight years, if it remains standing after the 2012 [...]
Earn Higher Pay Without Negotiating
Posted in Employment, tagged benefits re-enrollment, employee benefits, median household income, personal income, stock market on September 23, 2011 | 1 Comment »
It turns out that the “lost decade” of zero growth not only pertains to the stock market, but to personal income too. The U.S. Census Bureau recently reported that median household income fell 10% from 2000 to 2010 when inflation is factored in. In a slow growth/high unemployment economy, you may not have the power to negotiate [...]
Your Flexibility Impacts Your Career Value
Posted in Employment, tagged asset, balance, career, flexibility, goals, job satisfaction, opportunity on June 8, 2011 | 2 Comments »
Yesterday, my son, Nathan, competed in an 800 meter running race for his track team. He earned his best time for the year 2:09 and qualified to be on his high school “Freshman Honor Roll;” he had the 8th best time of all freshman ever competing at his high school. His coach, commenting on his [...]
Managing and Fostering Your Career Asset Value
Posted in Employment, tagged assets, career asset value, connections, financial assets, flexibility, risk on May 11, 2011 | 3 Comments »
John Nelson discussed career asset value at the conference I am attending. Nelson pointed out that, while you are working, one of your assets is your ability to earn income through your physical and mental labor. As you get older, your career asset has less value because you have fewer years left in the workforce. [...]
Succession of the Family Business
Posted in Employment, tagged equality, equity, family business, financial plan, succession planning, Taxes on February 15, 2011 | 1 Comment »
As a business owner you have spent much of your life forming, laboring, and stewarding one asset. Sure it has components, but this combined vehicle has created more wealth for you than any other, mostly thanks to your blood, sweat, tears, and resolute determination. You are finally able to spend more time benefitting from the [...]
Jobs, Now
Posted in Employment, tagged Investments, personal savings rate, Savings, standard of living, unemployment on September 17, 2010 | 2 Comments »
When a person works at a job for which he or she is overqualified, it is called underemployment. Being employed or even being underemployed beats being unemployed, any day. Since 2008, we have officially lost about 10 million jobs. These are people who have families and children to support. As a nation, our first priority [...]
Diversify Your Career
Posted in Employment, Financial Planning, tagged career, employment, financial plan, income, Savings on July 9, 2010 | 2 Comments »
The current economic environment is causing people to worry about more than just their investments. Many people with whom I come in contact during my work are uncertain about the security of their income. When I think about my journey to becoming a financial planner, I am always fascinated with how life works. For more [...]
What I Learned From the Tax Season
Posted in Education, Employment, Home Ownership, Medical & Health Issues, Taxes, tagged first-time homebuyer, higher education expenses, IRA, IRA distribution, job loss, unreimbursed medical expenses on May 25, 2010 | Leave a Comment »
Part 3 of 3 In my last blog, I discussed an item that is surprising many taxpayers – taking a withdrawal from their IRA. As we learned, taxpayers under age 59½ usually have to pay taxes on a distribution from an IRA and pay a 10% penalty. But there are times when you don’t have [...]
It’s Hard to Be Me
Posted in Credit/Debt, Employment, Insurance, Investments, Savings, Taxes, tagged financial planning, health directive, healthcare costs, insurance policies, portfolio, Taxes, will on May 5, 2010 | 1 Comment »
I meet new people almost every day. It happens for multiple reasons, not the least of which is because I engage people in conversations wherever I go. I do this because I’m interested in the people and their challenges and because it feels like time well spent. While I enjoy hearing their stories, they usually [...]
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Bloggers
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Lee Baker, CFP®
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Rick Kahler, CFP®, MS
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Bonnie Hughes, CFP®
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Rick Miller, CFP®
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Tara Scottino, CFP®
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Robert Schmansky, CFP®
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Francis St. Onge, CFP®
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Karin Maloney Stifler, CFP®, AIF®
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Somnath Basu
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Jude Boudreaux, CFP®
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FPA Guest Blogger
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Sam Hull, CFP®, ACC
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Dave Caruso, CFP®
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John Comer, CFP®
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David Bergmann, CFP®
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Joe Pitzl, CFP®
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Chip Workman, CFP®
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Saundra Davis
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Gelasia Steed, CFP®
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Aaron Coates, CFP® CIMA
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Michael Snowdon, CFP®
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Pamela Sandy, CFP®
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Mike Branham, CFP®
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Edward W. Gjertsen II, CFP®
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Constance Stone, CFP®
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Andrew B. Chou, CFP®
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