The timing could not have been worse. The largest generation of retirees in our nation’s history is entering their retirement years during the worst economic downturn since the Great Depression. Not only have baby boomers witnessed their retirement accounts shrink by as much as 50% during 2008, they also have to deal with anemic yields on bonds [...]
Archive for the ‘Retirement’ Category
Is Your 401(k) the Best Place to Invest?
Posted in Retirement, tagged 401(k), company match, company retirement plan, diversification, emergency reserve, investing, IRA, Roth IRA on October 24, 2011 | 2 Comments »
You’ve been contributing diligently to your 401(k), paying down debt, and are starting to wonder if there is something else you could be doing to maximize your investing for the long haul. Many individuals start to engage in the planning process once they reach a point where they are starting to save beyond the minimum [...]
What’s in Your 401(k)?
Posted in Retirement, tagged 401(k) plan participants, 401(k) statement, AARP, fee disclosure, fees, Investments, plan fiduciaries, retirement plans on May 16, 2011 | Leave a Comment »
AARP recently released a study that revealed some interesting data on 401(k) plan participants. One of the key findings of the study is the fact that 71% of participants believed that they did not pay any fees. Although this number is quite high, it is not altogether surprising. Unfortunately, when we think about the number [...]
What to Do with My Inherited IRA – Part III
Posted in Retirement, tagged beneficiary, excise tax, financial plan, five year rule, Form 5498, IRA, legacy, minimum distribution, Roth conversions, Roth IRA, tax deduction, trust on May 10, 2011 | 19 Comments »
Back in early 2010, I wrote two blogs about the issues related to inheriting an IRA. Between those two blogs, I have received 19 comments from readers who have asked for assistance with their particular IRAs that they inherited, mostly from parents who passed away. While each reader had unique issues to deal with, there were also [...]
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Bloggers
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Lee Baker, CFP®
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Rick Kahler, CFP®, MS
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Bonnie Hughes, CFP®
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Rick Miller, CFP®
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Tara Scottino, CFP®
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Robert Schmansky, CFP®
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Francis St. Onge, CFP®
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Karin Maloney Stifler, CFP®, AIF®
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Somnath Basu
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Jude Boudreaux, CFP®
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FPA Guest Blogger
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Sam Hull, CFP®, ACC
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Dave Caruso, CFP®
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John Comer, CFP®
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David Bergmann, CFP®
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Joe Pitzl, CFP®
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Chip Workman, CFP®
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Saundra Davis
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Gelasia Steed, CFP®
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Aaron Coates, CFP® CIMA
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Michael Snowdon, CFP®
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Pamela Sandy, CFP®
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Mike Branham, CFP®
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Edward W. Gjertsen II, CFP®
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Constance Stone, CFP®
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Andrew B. Chou, CFP®
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Mary Beth Storjohann, CFP®, CDFA
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Ara Oghoorian, CFA, CFP®
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